Bad Credit?No Credit?We Still Say Yes.
In-house financing on cars, trucks and SUVs — right here in Rusk. We carry our own notes, so we make the call.
- Low down payments
- First-time buyers OK
- No bank involved
- Se habla español
Get Approved Online
One real application — the more you tell us, the faster we can say yes. Usually the same day.
- Bad credit & no credit welcome
- Nothing here touches your credit
- We don't ask for your SSN online
Rather talk first? Call 903-683-2886
- Low Down Payments
- We Carry Our Own Notes
- All Credit Welcome
- Se Habla Español
- Family Owned Since 2013
On the lot right now
See What's Ready to Drive
Priced right on the site with photos and mileage. What you see is what's on the lot today.
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15 photos

2020 Chevrolet Tahoe
LT 2WD
$22,995Call for our best terms
- Miles179,615
- ColorSilver
- Engine5.3L V8
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2 photos

2017 Nissan Juke
S FWD
$13,495Call for our best terms
- Miles95,439
- ColorGray
- Engine1.6L Turbo
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Just In2018 Jeep Grand Cherokee
Laredo 2WD
$11,995Call for our best terms
- Miles166,500
- ColorWhite
- Engine3.6L V6
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14 photos

2013 Chevrolet Tahoe
LT 2WD
$11,495Call for our best terms
- Miles200,494
- ColorBrown
- Engine5.3L V8
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2016 Kia Sedona
LX
$9,995Call for our best terms
- Miles145,000
- ColorGray
- Engine3.3L V6
-
Just In2004 Dodge Ram 1500
ST Quad Cab 2WD
$3,500Call for our best terms
- Miles122,313
- ColorBlue
- Engine4.7L V8
Prices exclude tax, title, license and dealer fees. Financing subject to approval — we work with all credit.
How buying here works
Three Steps & You'll Know Today
No waiting on a bank in Dallas. We look at where you work and what you can afford, and we tell you what we can do.
Pick your vehicle
Everything on our lot is on the website with photos and the price right on it. Nothing hidden.
Tell us about you
Takes about a minute. We don't pull your credit to get started, and we call you back the same day.
We decide here
You'll know your payment and your terms before you sign anything. If it doesn't work for you, we'll say so.
What to bring when you come in
- Your driver's license
- Proof of income — a couple of check stubs works
- Proof of where you live — a bill with your address on it
- Payment references — furniture, appliances, a title loan, rent-to-own, anywhere you've kept up a note
- Proof of full-coverage insurance — the vehicle has to be fully covered before you drive it off the lot. Don't have an agent? We'll point you to one.
- Your down payment
Sí, Hablamos Español
Financiamos aquí mismo en Rusk. Crédito malo, sin crédito, primer comprador — trabajamos con todos. Llámanos o pasa a vernos.
Ver el Sitio en EspañolThese are used vehicles, and we sell them as-is.
We're going to say this on the website instead of letting you find it in the paperwork. Every vehicle on our lot sells as-is. Once you drive off, the repairs are yours. Texas requires a Buyers Guide in the window of every used vehicle a dealer sells, and ours says as-is, because that's what it is.
Here's what we will do. We're glad to let you check one out before you buy. We'll hand you the keys and whatever history we've got on it, and you're welcome to have somebody you trust look it over. We'd rather you be sure before you sign than have questions after.
About us
We're the Ones Who Say Yes or No.
We've been on Dickinson Drive since 2013. We're family owned, and we carry our own notes. That means your application doesn't get shipped off to a bank in Dallas to come back turned down. We look at where you work and what you can afford, and we give you an answer ourselves — usually the same day.
If you've been through a repossession or a bankruptcy, if you're self-employed or paid in cash, or if you've just never had the chance to build credit, come talk to us. Low down payments, and we'll work with you on the rest.
Come see us
335 S Dickinson Drive, Rusk
335 S Dickinson Dr
Rusk, TX 75785
903-683-2886
Rather ask a question first? Call. We'd rather answer it on the phone than have you drive out here wondering.
Store Hours
- Monday 9:00 am – 5:30 pm
- Tuesday 9:00 am – 5:30 pm
- Wednesday 9:00 am – 5:30 pm
- Thursday 9:00 am – 5:30 pm
- Friday 9:00 am – 5:30 pm
- Saturday Closed
- Sunday Closed
